Disclaimer

No Financial Advice

PrimeBeat provides calculators and tools to help you understand financial concepts and perform calculations. However, we are not a licensed financial advisor, tax professional, or legal expert. The results generated by our calculators are estimates only and should not be the sole basis for making any financial decisions.

Before making any financial decisions, including but not limited to taking out loans, investing, buying property, or planning for retirement, you should consult with qualified professionals who can evaluate your specific circumstances.

Accuracy of Calculations

While we strive to ensure our calculators use accurate and standard financial formulas, we make no guarantees about the accuracy, completeness, or reliability of the results. Our calculators:

• Use simplified formulas that may not account for all real-world factors
• Do not consider individual tax situations, fees, or other costs that may apply
• May not reflect current market conditions, interest rates, or regulations
• Are based on the information you provide, which may contain errors
• Should be verified independently before making decisions

No Professional Relationship

Using PrimeBeat does not create a professional-client relationship between you and PrimeBeat. We do not provide personalized advice or recommendations. Any actions you take based on information from this website are at your own risk.

Investment Risks

All investments carry risk, including the potential loss of principal. Past performance does not guarantee future results. Our investment calculators show hypothetical projections based on assumed rates of return, which may not reflect actual investment performance.

Third-Party Content

Our website may contain links to third-party websites or display advertisements. We do not endorse, guarantee, or assume responsibility for any third-party content, products, or services. Any interactions with third parties are solely between you and them.

Limitation of Liability

To the maximum extent permitted by law, PrimeBeat and its owners, operators, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from:

• Your use of or reliance on our calculators and tools
• Any errors or inaccuracies in calculations or information
• Financial decisions made based on our tools
• Any loss of data or profits
• Any interruption or unavailability of our services

Regional Variations

Financial regulations, tax laws, and practices vary by country and region. Our calculators may not account for specific rules in your jurisdiction. Always verify that calculations are appropriate for your location and comply with local laws.

Data Accuracy and Real-Time Information

Some of our tools, such as the Currency Converter, display exchange rates and financial data sourced from third-party providers. This data may be delayed, cached, or approximate and should not be treated as real-time market data. Rates shown may differ from those offered by banks, brokers, or currency exchange services at the time of your transaction.

Our tools are not suitable for making actual trading decisions, executing foreign exchange transactions, or any activity that requires live, up-to-the-second market data. Always verify current rates with your financial institution before completing any currency exchange or investment transaction.

Tax Calculation Limitations

Tax-related calculations provided by our tools, including sales tax, income tax estimates, and tax-advantaged investment projections, are approximations only. Tax codes are complex and vary significantly by country, state, province, and municipality. Our calculators:

• Do not account for all possible deductions, credits, exemptions, or filing statuses
• May not reflect the most recent changes to tax laws or regulations
• Cannot replace professional tax preparation or advice from a certified tax professional
• Should not be used for filing tax returns or making tax-related legal decisions

Always consult a qualified tax professional or certified public accountant (CPA) for advice specific to your tax situation.

Investment Risk Disclosure

All investments carry inherent risk, including the potential loss of your entire principal. Past performance of any investment, index, or asset class does not guarantee future results. Our investment calculators, including the Compound Interest Calculator, SIP Calculator, and Investment Calculator, display hypothetical projections based on assumed rates of return that you provide.

These projections are mathematical illustrations only and do not represent actual investment results. Real-world investment returns fluctuate due to market conditions, economic factors, fees, taxes, and other variables that our calculators do not model. You should not make investment decisions solely based on projected returns shown by our tools. Speak with a qualified financial advisor before making any investment decisions.

International Usage

PrimeBeat tools default to USD for currency-based calculations unless otherwise specified. Financial regulations, tax laws, interest rate conventions, and standard business practices vary significantly from country to country. Our calculators may use assumptions, formulas, or conventions that are standard in one jurisdiction but not applicable in yours.

Users outside the United States are responsible for verifying that calculations are appropriate for their local regulations, currency, and financial practices. Our tools do not automatically adjust for regional differences in compounding conventions, fiscal year dates, tax rates, or regulatory requirements.

Regulatory Information

PrimeBeat is not registered with the U.S. Securities and Exchange Commission (SEC), the Financial Industry Regulatory Authority (FINRA), or any other financial regulatory body in any jurisdiction. We are not a licensed financial advisor, broker-dealer, investment advisor, tax preparer, or insurance provider.

The tools and content on this website are provided for informational and educational purposes only. Nothing on this website constitutes a solicitation, recommendation, endorsement, or offer to buy or sell any securities, financial instruments, or investment products. PrimeBeat does not hold, manage, or have access to your money, investments, or financial accounts in any way.

Updates to This Disclaimer

We may update this disclaimer from time to time. Changes will be posted on this page with an updated revision date. Your continued use of PrimeBeat after any changes constitutes acceptance of the updated disclaimer.

Contact Us

If you have any questions about this disclaimer, please contact us at:

• Email: [email protected]
• Through our Contact Page